Which is cheaper for 10 employees, Gusto or Square Payroll?

Square Payroll Full-service payroll is $95 a month. Gusto Simple is $109 a month.

What do these totals include?

The totals are list prices for 10 employees, no contractors, and one state, on plans that file payroll taxes. Introductory discounts are not applied.

Gusto vs Square Payroll

This comparison is for 10 employees, no contractors, and one state. It counts only plans that file payroll taxes. Square Payroll is cheaper at $95 a month on its cheapest matching plan.

Gusto

Three published payroll plans. Simple is one state. Plus and Premium add multi-state payroll and faster pay. Contractors are billed at the plan's per-person rate only in months they are paid.

$109

Simple · $1,308 / year at list price

Simple · $49 + $6/employee
Plus · $80 + $12/employee
Premium · $180 + $22/employee

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Square Payroll

Full-service payroll is $35 a month plus $6 per person paid. Contractor-only payroll is $6 per person paid, with no base fee. Tax filing for employees is included on the full-service plan.

$95

Full-service payroll · $1,140 / year at list price

Full-service payroll · $35 + $6/employee
Contractor-only payroll · $0 + $0/employee

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Gusto pricing 2026 Square Payroll pricing 2026 Recalculate for a different headcount

Questions

Which is cheaper for 10 employees, Gusto or Square Payroll?: Square Payroll Full-service payroll is $95 a month. Gusto Simple is $109 a month.
What do these totals include?: The totals are list prices for 10 employees, no contractors, and one state, on plans that file payroll taxes. Introductory discounts are not applied.

Prices verified Nov 10, 2026 from vendor sites. Written by PayrollPriceWatch.

We may earn a commission if you sign up through a link on this site. That does not change the prices we show. Prices are checked weekly from each vendor's site.