Which is cheaper for 10 employees, OnPay or Square Payroll?

Square Payroll Full-service payroll is $95 a month. OnPay Payroll Essentials is $109 a month.

What do these totals include?

The totals are list prices for 10 employees, no contractors, and one state, on plans that file payroll taxes. Introductory discounts are not applied.

OnPay vs Square Payroll

This comparison is for 10 employees, no contractors, and one state. It counts only plans that file payroll taxes. Square Payroll is cheaper at $95 a month on its cheapest matching plan.

OnPay

Payroll Essentials is $49 a month plus $6 per worker, with tax filing in every state included. HR, time tracking, and bundles are priced on the same page.

$109

Payroll Essentials · $1,308 / year at list price

Payroll Essentials · $49 + $6/employee
Payroll + Time Tracking + HR · $70 + $10/employee
Payroll + HR + Compliance + Live HR · $120 + $7/employee
Payroll + Time + HR + Compliance + Live HR · $130 + $10/employee

Visit site

Square Payroll

Full-service payroll is $35 a month plus $6 per person paid. Contractor-only payroll is $6 per person paid, with no base fee. Tax filing for employees is included on the full-service plan.

$95

Full-service payroll · $1,140 / year at list price

Full-service payroll · $35 + $6/employee
Contractor-only payroll · $0 + $0/employee

Visit site

OnPay pricing 2026 Square Payroll pricing 2026 Recalculate for a different headcount

Questions

Which is cheaper for 10 employees, OnPay or Square Payroll?: Square Payroll Full-service payroll is $95 a month. OnPay Payroll Essentials is $109 a month.
What do these totals include?: The totals are list prices for 10 employees, no contractors, and one state, on plans that file payroll taxes. Introductory discounts are not applied.

Prices verified Nov 10, 2026 from vendor sites. Written by PayrollPriceWatch.

We may earn a commission if you sign up through a link on this site. That does not change the prices we show. Prices are checked weekly from each vendor's site.